Loan Against Securities
Loan Against Listed Shares, Bonds, ReIT, ETF & InvIT
Leverage your NSE/BSE listed equity holdings without disrupting your investment strategy.
30% - 50%
Approx. LTV
9.5% - 11.0%
Approx. Rate p.a.
In focus
Loan Against Listed Shares, Bonds, ReIT, ETF & InvIT
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Access your portal
Check Your Eligibility
Search your holding
Enter the ISIN of the security you want to pledge. If it's on our approved list, you can proceed to apply right away.
Search by name, or paste an ISIN · An ISIN is a standardized code used to uniquely identify securities such as stocks, bonds, mutual funds, options, and derivatives. You can find it on your account statement.
Upload your holdings (Excel or CSV). We'll read the ISIN column and check up to 100 securities at once — no account needed.
Indicative Rates Disclaimer
The Loan-to-Value (LTV) ratios and interest rates displayed on this website are indicative only and are subject to change without notice. All rates and LTV figures are provided for general informational purposes and do not constitute a formal offer, commitment, or guarantee of any financial product or service.
Calculator
Estimate your liquidity
See how much you could borrow against your holdings — and the interest cost.
Loan Calculator
Get an instant estimate based on your portfolio
Estimated Loan Amount
₹12,50,000
Indicative only. Actual terms confirmed after document review.
Why AltWealth
Liquidity without disruption
Your investments stay invested
Borrow against your holdings without selling — your NAV and long-term returns keep compounding.
Quick, digital disbursal
A concise online application with approvals typically in 24–48 hours. No branch visits.
No credit-score hurdle
The facility is secured against your securities, so a CIBIL score isn't the gate.
Regulated lenders
Facilities are arranged with RBI-regulated lenders, with a digital lien on your holdings.
Eligibility & Criteria
What you need to qualify
A short, indicative checklist. Final terms are confirmed after a quick document review.
- You're an Indian resident, at least 18 years old.
- Your holdings sit in a demat account or with a recognised registrar (CDSL, NSDL, CAMS, KFINTECH).
- The security is on a lender's approved list — check yours above.
- You're looking to borrow at least ₹50,000.