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Your assets are worth more than you're using.

Indian ResidentsNRIs18+ yearsQuick ProcessDigital First

Borrow against your mutual funds, shares, property & bonds without selling a unit — or grow your portfolio with curated unlisted shares, bonds and secondary block deals. One platform, built for both.

100+

Partners

24-48 hrs

Approx. turnaround

Regulated lenders

Loan Against Securities

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Loan Against Securities

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Our offerings

Put your investments to work

Loan Against Securities

Unlock liquidity against your market holdings. A digital lien is marked while your units stay invested and keep growing.

Mutual Funds

Mutual Funds

Pledge your MF units for instant liquidity — no redemption, no disruption.

9.0%

Rate from

80%

LTV up to

Listed Shares, Bonds, ReIT, ETF & InvIT

Listed Shares, Bonds, ReIT, ETF & InvIT

Leverage NSE/BSE holdings without disturbing your long-term strategy.

9.5%

Rate from

50%

LTV up to

Unlisted Shares

Unlisted Shares

Unlock value from pre-IPO or private equity, evaluated case by case.

11%

Rate from

50%

LTV up to

Insurance

Insurance

Borrow against the surrender value of eligible insurance policies.

Calculators

Know the numbers first

Loan Calculator

Get an instant estimate based on your portfolio

₹25,00,000
₹1 L₹5 Cr
50%
20%80%
10.5%
9%16%
1 yr
6 mo3 yr

Estimated Loan Amount

₹12,50,000

10%
Loan amount
Total interest
Monthly interest₹10,938
Total interest · 1 yr₹1,31,256

Indicative only. Actual terms confirmed after document review.

Testimonials

What our clients say

AltWealth made it incredibly easy to get a loan against my mutual fund portfolio. The entire process was digital and funds were in my account within 48 hours.
RM
Rajesh Mehta
Business Owner, Mumbai
I needed urgent funds but didn't want to sell my stocks in a bear market. AltWealth's loan against shares was the perfect solution. Highly recommend!
PS
Priya Sharma
IT Professional, Bangalore
As a wealth manager, I refer my clients to AltWealth for their liquidity needs. The partner programme is transparent and payouts are always on time.
AG
Anil Gupta
Wealth Manager, Delhi

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