Loan Portal

Loans against what you already own

Choose the asset class you wish to pledge. Your investments stay in your portfolio — we simply place a lien while you unlock the liquidity you need.

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Explore our solutions

Loan Against Securities

Already a client?

Access your portal

Select your loan type

Loan Against Mutual Fund

Loan Against Listed Shares, Bonds, ReIT, ETF & InvIT

Leverage your NSE/BSE listed equity holdings without disrupting your investment strategy.

From 9.5% - 11.0% p.a.

Loan Against Unlisted Shares

Unlock liquidity from pre-IPO or private company equity. Evaluated on a case-by-case basis.

From 11% - 18% p.a.

Loan Against Insurance

Borrow against the surrender value your eligible life insurance policies have built up — without giving up your cover.

From 9% - 12% p.a.

Loan Against Property

Raise a high-value loan against residential or commercial property you own — while you continue to own and use it.

From 9% - 12% p.a.

Home Loan

Finance the purchase, construction or improvement of your home with flexible tenures and a fully digital application.

From 8.5% - 10.5% p.a.

Working Capital Loan

Short-term financing that keeps your business running — cover inventory, receivables and day-to-day operating expenses.

From 11% - 16% p.a.

Why AltWealth

Liquidity without disruption

Your investments stay invested

Borrow against your holdings without selling — your NAV and long-term returns keep compounding.

Quick, digital disbursal

A concise online application with approvals typically in 24–48 hours. No branch visits.

No credit-score hurdle

The facility is secured against your securities, so a CIBIL score isn't the gate.

Regulated lenders

Facilities are arranged with RBI-regulated lenders, with a digital lien on your holdings.

Eligibility & Criteria

What you need to qualify

A short, indicative checklist. Final terms are confirmed after a quick document review.

You're an Indian resident, at least 18 years old.
Your holdings sit in a demat account or with a recognised registrar (CDSL, NSDL, CAMS, KFINTECH).
The security is on a lender's approved list — check yours above.
You're looking to borrow at least ₹50,000.

Need a Custom Solution?

Have a unique lending requirement or a large portfolio? Our team can create a tailored solution with preferential rates and terms for you.